Active Adult Living
The Great Wealth Transfer is here. Women over 50 are at the center. Your next chapter starts in the right community. This is the most comprehensive guide to every 55+ and active adult community in Central Texas, from Georgetown to Belton, Salado to Round Rock. Whether you are downsizing, relocating, or searching for the perfect place to build your legacy, Lisa Copeland has the expertise to guide you home.
Get Lisa Copeland's Complete Downsizing Guide — everything you need to know about selling your home, moving to a 55+ community, and building wealth in your next chapter. As seen on: RealTrends Verified, Real Producers Top 500 — Cover Story (September 2024), 4X eXp Icon Agent.
“I specialize in helping women over 50 find their perfect next chapter. These communities are where freedom meets community.”
Your Complete Guide
Central Texas has emerged as the premier destination for active adult and 55+ living in the United States. With no state income tax, a lower cost of living than Florida or Arizona, world-class healthcare through Baylor Scott and White, and an unbeatable quality of life, cities like Georgetown, Belton, Temple, Round Rock, Salado, Leander, and Cedar Park are attracting retirees from across the country.
From the legendary Sun City Georgetown — the largest active adult community in Texas with 7,500+ homes, three golf courses, and 200+ clubs — to the vibrant 55+ friendly neighborhoods across Temple, Round Rock, Salado, and Leander, the options for 55+ living in Central Texas are extraordinary. Whether you want a dedicated age-restricted community with every amenity or a 55+ friendly neighborhood in a vibrant Hill Country town, you will find it here.
Lisa Copeland has helped hundreds of women over 50 navigate the transition to 55+ living. As an Accredited Senior Agent (ASA), a certified Downsizing Specialist, and a nationally recognized expert on wealth and reinvention for women over 50, she understands every dimension of this decision — financial, emotional, and practical.
Why Central Texas
Georgetown
Georgetown has been named the fastest-growing city in America and the #1 retirement destination in Texas. Located just 30 miles north of Austin along the I-35 corridor, Georgetown offers retirees an unbeatable combination of mild weather, exceptional healthcare, no state income tax, and a cost of living that makes retirement dollars stretch further.
Georgetown's Premier 55+ Community
Developed by Del Webb, Sun City Georgetown is the flagship active adult community of Central Texas. Spread across 5,300 acres of rolling Hill Country, it is a world-class retirement destination unto itself.
Del Webb | 55+ Active Adult | Georgetown, TX
Sun City Georgetown offers the most comprehensive active adult lifestyle in Texas. Residents say it feels like being on a permanent vacation. The 200+ clubs mean you will find your people immediately, whether you love golf, gardening, dancing, volunteering, or woodworking. The community is safe, walkable, and impeccably maintained. And with Georgetown's historic downtown square just 10 minutes away, you get the best of resort living and small-town charm.
A newer section of Sun City Georgetown offering updated floor plans, modern finishes, and its own amenity package while still enjoying full access to all Sun City facilities. Popular with buyers seeking recently built homes with contemporary designs.
The newest phase of Sun City Georgetown, The Ridge features premium homesites with elevated Hill Country views. New construction from Del Webb with the latest floor plans, energy-efficient features, and upgraded finishes.
Williamson County effective tax rates range from approximately 1.39% to 1.55%. Texas has no state income tax. The Over-65 exemption can significantly reduce school district taxes for qualifying homeowners.
Georgetown ISD — excellent schools for visiting grandchildren. The district serves over 14,000 students with award-winning academics and fine arts programs.
Belton
Belton offers retirees the best of Central Texas living: a historic downtown square anchored by the beautiful Bell County Courthouse, the 12,385-acre Lake Belton for endless outdoor recreation, and direct access to world-class healthcare at Baylor Scott and White in nearby Temple. Belton combines small-town warmth with big-city medical access.
55+ Friendly | Near Stillhouse Hollow Lake | Belton, TX
Three Creeks is a Belton community located near Stillhouse Hollow Lake that offers 55+ friendly options. The community features larger lot sizes, a mix of custom and production homes, and a quiet country setting with easy access to Lake Belton and the I-35 corridor. Popular with retirees seeking more space and privacy, Three Creeks offers a peaceful pace of life while keeping all of Belton's amenities within reach.
Temple
Temple is home to Baylor Scott and White Medical Center, one of the largest and most respected healthcare systems in Texas. This makes Temple a magnet for retirees who prioritize medical access. Beyond healthcare, Temple offers a thriving cultural scene, excellent dining, and several communities that are popular with 55+ buyers.
A premier gated golf community in Temple with an 18-hole championship course, swimming pool, tennis courts, and active social calendar. While not age-restricted, Wildflower attracts a significant number of 55+ residents who love the golf-focused lifestyle, well-maintained homes, and country club atmosphere. Homes range from the mid-$300s to over $1 million.
A popular Temple neighborhood popular with medical professionals from Baylor Scott and White. Wyndham Hill features a mix of home styles and price points, with several 55+ friendly single-story options. This community offers mature landscaping, tree-lined streets, and a convenient location near shopping, dining, and the hospital.
Temple offers a surprisingly vibrant cultural scene for its size. The Temple Civic Theatre, the annual Temple Jaycees Killearn Festival parade, the Central Texas State Fair, and a growing restaurant scene with everything from Texas barbecue to farm-to-table dining. The city's proximity to Lake Belton and Stillhouse Hollow Lake provides year-round outdoor recreation. And with Baylor Scott and White's world-class medical campus, residents have access to specialists and services that rival major metropolitan areas.
Round Rock
Round Rock offers 55+ buyers the perfect middle ground: the amenities of a thriving suburb with the added benefit of being just 15 minutes from Austin. Known for its top-rated schools, extensive parks system, and the Dell Diamond, Round Rock has several communities that work well for active adults.
A sprawling master-planned community in Round Rock with an 18-hole championship golf course as its centerpiece. Teravista offers resort-style amenities including multiple pools, a fitness center, tennis and basketball courts, playgrounds, and miles of walking trails. While open to all ages, Teravista has a strong 55+ population drawn to the active lifestyle, golf, and social clubs. Home values range from the mid-$300s to over $800,000.
An established neighborhood surrounding Brushy Creek Lake Park, offering mature trees, a natural creek setting, and excellent walking trails. Brushy Creek's central Round Rock location provides quick access to shopping, dining, and medical facilities. The community offers a mix of home sizes and styles, including 55+ friendly single-story ranch homes.
Round Rock is known for its exceptional quality of life. The city's extensive trail system, the Round Rock Premium Outlets for shopping, a dining scene that includes everything from food trucks to fine dining, and the Dell Diamond (home of the Round Rock Express) for minor league baseball. For 55+ buyers who want to stay close to Austin's cultural attractions, medical facilities, and airport, Round Rock is an ideal location.
Salado
Salado is one of Texas's most charming small towns, nestled in the rolling Hill Country along I-35 between Austin and Waco. Known for its historic Stagecoach Inn, art galleries, antique shops, and annual festivals, Salado attracts retirees seeking a slower pace, artistic community, and natural beauty.
A residential community in Salado with 55+ friendly single-story homes. Creek Bend offers larger lots with mature trees, a peaceful natural setting, and convenient access to downtown Salado's shops and restaurants. Popular with retirees seeking the quiet Hill Country lifestyle without sacrificing I-35 accessibility.
Beyond Creek Bend, Salado offers several neighborhoods and custom home communities with 55+ friendly options. The town's walkable historic district, the Salado Creek that runs through town, and the abundance of cultural activities make it an attractive destination for retirees who value community, arts, and history.
Salado is a true Texas treasure. The historic Stagecoach Inn (built in the 1860s) anchors a downtown filled with art galleries, antique shops, boutiques, and restaurants. The annual Salado Art Fair, the Christmas Stroll, and the Scottish Festival and Highland Games draw visitors from across the state. Salado Creek provides a scenic backdrop with walking paths, parks, and the famous Salado springs. For retirees who want an authentic small-town Hill Country experience, Salado is unmatched.
Leander
Leander is one of the fastest-growing cities in Central Texas, offering stunning Hill Country views, resort-style communities, and a family-friendly atmosphere. For 55+ buyers, Leander offers several communities with active adult appeal and quick access to Austin.
One of Leander's premier master-planned communities, Travisso offers breathtaking Hill Country ridge-top views, a resort-style amenity center with a lagoon pool, fitness center, hiking trails, and an active social calendar. While open to all ages, Travisso is popular with empty nesters and 55+ buyers who appreciate the resort lifestyle and scenic setting. Homes range from the $400s to over $1 million.
A well-established Leander community with a golf course, multiple pools, parks, and a mix of home styles. Crystal Falls offers some 55+ friendly single-story options and is known for its mature trees, established landscaping, and convenient location near shopping and dining.
Cedar Park
Cedar Park is a thriving suburb of Austin known for its excellent schools, extensive parks system, and the H-E-B Center. While primarily family-focused, Cedar Park offers several communities with 55+ friendly options.
Avery Ranch is one of Cedar Park's premier golf communities, featuring an 18-hole championship golf course, resort-style pool, fitness center, tennis courts, parks, and miles of trails. While the community attracts families and professionals, there is a growing 55+ population drawn to the active lifestyle, single-story home options, and proximity to medical facilities. Home values in Avery Ranch range from the $400s to over $1.2 million for golf course properties.
For 55+ buyers who want the convenience of Austin metro amenities — shopping at The Domain, dining on Rock Rose, world-class medical care at St. David's and Seton — combined with a golf-oriented active lifestyle, Avery Ranch delivers.
Why Lisa
I am not just a real estate agent. I am an award-winning entrepreneur, real estate leader, bestselling author of Lioness Unleashed, and founder of the Lioness Movement. I have dedicated my career to helping women over 50 build wealth, embrace reinvention, and step boldly into their most powerful chapter.
With over 20 years in real estate, $5 billion+ in career sales, and a team of over 900 agents, I bring unmatched market knowledge, negotiation skill, and financial expertise to every transaction. I am a certified Accredited Senior Agent (ASA), a certified Downsizing Specialist, a Military Relocation Professional (MRP), and a Divorce Specialist. I understand the unique needs of 55+ buyers because I have guided hundreds of women through this exact transition.
I specialize in helping women over 50 find their perfect next chapter. These communities are where freedom meets community. Whether you are downsizing from a family home, relocating from out of state, or finally building the custom home of your dreams, I am the partner who understands every dimension of your decision.
Free Resource
Everything you need to know about selling your home, downsizing, and transitioning to 55+ living. From tax strategies to what to keep and what to donate, Lisa's guide covers every aspect of this important life transition.
“It is never too late to become who you were meant to be.” — Lisa Copeland
Questions
Age-restricted communities (like Sun City Georgetown) require at least one resident in the home to be 55 or older, per the Housing for Older Persons Act. 55+ friendly communities (like Teravista, Travisso, or Wildflower Country Club) are open to all ages but naturally attract a high percentage of active adult residents due to their amenities, home styles, and location. Both offer excellent options depending on your preference for an exclusively 55+ environment versus a multi-generational community.
Absolutely not. As I say in my book Lioness Unleashed, it is never too late to become who you were meant to be. I have helped countless women over 50 and 60 reinvent their lives, downsize to the perfect 55+ community, and build generational wealth through real estate. Your experience, wisdom, and clarity about what you want are your greatest assets. The 55+ communities in Central Texas are designed for exactly this chapter of life.
Downsizing is not about giving up space. It is about gaining freedom. A 3,000 square foot family home with stairs, a yard to maintain, and rooms that no longer get used can become a burden. Moving to a thoughtfully designed 55+ home in a community with amenities, social connections, and maintenance services can actually improve your quality of life while freeing up equity for retirement. I help each client run the numbers and make the decision that is right for them.
This is one of the most important financial conversations a 55+ buyer can have. Selling your family home in a market like Austin or Round Rock can free up significant equity. A home purchased for $200,000 that now sells for $600,000+ provides a substantial nest egg. Buying a home in a 55+ community at $350,000 to $500,000 means you can purchase in cash and invest the difference. I work with financial professionals to help you understand the full picture.
Texas offers a generous Over-65 Exemption that can significantly reduce school district property taxes. Once you qualify, your school district taxes can be frozen at the amount owed in the year you qualify. Combined with Texas having no state income tax, the overall tax burden for retirees is very favorable compared to other states. I can connect you with a property tax specialist who can help you understand your specific situation.
Central Texas is home to some of the best healthcare in the nation. Baylor Scott and White Medical Center in Temple is a world-class facility consistently ranked among the top hospitals in the country. St. David's Georgetown, Seton Medical Center in Round Rock and Harker Heights, and numerous clinics and specialty providers serve every community on this page. Access to quality healthcare is a top priority for 55+ buyers, and Central Texas delivers.
Your Next Chapter Starts Here
Whether you are just beginning to explore 55+ communities or ready to start touring homes, Lisa Copeland is the expert who knows every community, every builder, and every neighborhood in Central Texas. With 20 years in real estate, $5 billion in career sales, and a mission to help families build generational wealth, she is the partner you need.
Contact Lisa Copeland — the #1 55+ Living Expert in Central Texas
Professional Affiliation
Your Trusted Central Texas Real Estate Professional
Lisa Copeland is an active, licensed Realtor serving all of Central Texas. Accredited Senior Agent (ASA) | Military Relocation Professional (MRP) | Divorce Specialist | Cryptocurrency Certified Real Estate Agent (Propy, 2024). Licensed Member of ABOR, WCAR, and TBBOR.
TX Salesperson License #733507 | Lisa Copeland | 210 E. Central, Belton, TX 76513
Whether you are buying, selling, investing, or exploring options, the best negotiator in Central Texas is ready to put $5B+ in career experience to work for you.
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Lisa Copeland
210 E. Central
Belton, TX 76513
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TX Salesperson #733507
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